Web3 Neobank for the Global Economy

Bank Your Crypto like Fiat, Globally.

Your Web3 neobank, the decentralized answer to Revolut and similar platforms. Krayon provides seamless access to stable, secure financial services on a global scale.

Backed by

GSR-logoblockchain founders fund logoSaison Capital logo

The Krayon Experience:

Banking Beyond Borders

Krayon provides a decentralized infrastructure where anyone, anywhere, can hold USD and transact in over 20+ currencies and counting. We eliminate the barriers of local regulations, high fees, and inflation, offering a truly global banking experience.

Borderless & Decentralized

No freezing of assets or government interference.

Hold USD, Spend Locally

Stablecoin holdings with seamless conversion to local currencies.

User-friendly

With MPC-based wallets and integrated Visa/Mastercard debit cards, Krayon delivers a neobank experience powered by blockchain.

Cross-border Payments

Global transfers. Local simplicity.

With Krayon, sending money across borders is as easy as sending a text. Our Klear network enables instant, low-cost conversions between stablecoins and local currencies in over 50+ countries, making global payments feel local.

Self-Custodial Security

Your money. Your control.

Krayon’s self-custodial wallets give you complete control over your assets, free from the risks of centralized banks or government intervention. With secure recovery options, you can safeguard your wealth without worry.

Stablecoin Convenience

Hold USD. Spend locally.

Krayon allows you to hold your funds in stablecoins, while seamlessly spending or receiving payments in local currencies. Whether you’re a digital nomad or living in an unstable economy, Krayon gives you financial freedom and stability.

Smart Order Routing

Best rates, always.

Thanks to Krayon’s smart order routing system, your cross-border transactions automatically find the best exchange rates. Whether you're converting stablecoins or sending payments, Krayon ensures you get the most value with every transfer.

No banks.

No borders.

No inflation.

No intermediaries.

100% decentralized.

United States Dollar

ACH/Wire, account number and routing.

Euro

SWIFT/SEPA.

British Pound

CHAPS/SWIFT.

Indian Rupee

UPI, pay-ins & pay-outs.

Korean Won

Bank transfer.

Vietnamese Dong

VietQR, pay-ins & pay-outs.

Indonesian Rupiah

Bank transfer.

Philippine Peso

QR Ph, E-Wallets, Bank Transfer

Hong Kong Dollar

Bank transfer.

Chinese Yuan

Bank transfer.

Congolese Franc

Bank transfer, Orange, Moov, MTN.

XAF

Bank transfer.

Ghanaian Cedi

Bank transfer, GLO, Vodafone, AirtelTigo, MTN.

West African franc

Bank transfer, Orange, Moov, MTN.

Kenyan Shilling

M-Pesa.

Nigerian Naira

Bank transfer.

South African Rand

Bank transfer.

Ugandan Shilling

Bank transfer, Mobile money.

CFA

Bank transfer, Orange, MTN.

Botswanan Pula

Bank transfer, pay-ins & pay-outs.

Transparency & Trust

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Beyond Banking

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Earn

Stake your assets or hold stablecoins to earn rewards and grow your wealth.

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Transact

Send and receive stablecoins across borders, seamlessly and securely.

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Spend

Use your Krayon account to make payments or purchases with ease, both locally and globally.

Frequently asked questions

01
How to transfer from crypto wallet to fiat wallet
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You'll first need to set up an account with us. To do that simply sign-up and follow the instructions. Once you've created a wallet on Krayon, you can deposit your crypto currency and sell down to fiat. You can either keep your assets in your wallet in stable coins or transfer to your bank account.

02
How to convert crypto to fiat
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Once your wallet is set up, you'll need to transfer your crypto to your Krayon wallet. From there you can click "withdraw funds" and decide the amount you'd like to withdraw. If your assets are held in crypto they'll be sold down at the best available rate before being transferred to your bank account. Bank transfers take roughly two to five business days.

03
How to buy crypto with fiat
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You can buy hundreds of different cryptocurrencies directly from your Krayon wallet using bank transfer or debit card. It's really straight forward to do. Once you've set up an account, simply follow the instructions to fund your account and buy whichever cryptocurrencies you wish.