Web3 Neobank for the Global Economy

Bank Your Crypto like Fiat, Globally.

Your Web3 neobank, the decentralized answer to Revolut and similar platforms. Powered by the Klear network, a Layer 2 global payments orchestration solution designed to disrupt traditional banking rails. Krayon provides seamless access to stable, secure financial services on a global scale.

Backed by

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The Krayon Experience:

Banking Beyond Borders

Krayon provides a decentralized infrastructure where anyone, anywhere, can hold USD and transact in over 20+ currencies and counting. We eliminate the barriers of local regulations, high fees, and inflation, offering a truly global banking experience.

Borderless & Decentralized

No freezing of assets or government interference.

Hold USD, Spend Locally

Stablecoin holdings with seamless conversion to local currencies.

User-friendly

With MPC-based wallets and integrated Visa/Mastercard debit cards, Krayon delivers a neobank experience powered by blockchain.

Cross-border Payments

Global transfers. Local simplicity.

With Krayon, sending money across borders is as easy as sending a text. Our Klear network enables instant, low-cost conversions between stablecoins and local currencies in over 50+ countries, making global payments feel local.

Self-Custodial Security

Your money. Your control.

Krayon’s self-custodial wallets give you complete control over your assets, free from the risks of centralized banks or government intervention. With secure recovery options, you can safeguard your wealth without worry.

Stablecoin Convenience

Hold USD. Spend locally.

Krayon allows you to hold your funds in stablecoins, while seamlessly spending or receiving payments in local currencies. Whether you’re a digital nomad or living in an unstable economy, Krayon gives you financial freedom and stability.

Smart Order Routing

Best rates, always.

Thanks to Krayon’s smart order routing system, your cross-border transactions automatically find the best exchange rates. Whether you're converting stablecoins or sending payments, Krayon ensures you get the most value with every transfer.

No banks.

No borders.

No inflation.

No intermediaries.

100% decentralized.

Powered by KLEAR L2

Globalize the Crypto Economy with the KLEAR L2

Klear L2 Network

The Future of Decentralized Banking. Klear is a high-performance, EVM-compatible Layer 2 network with modular architecture, designed to disrupt traditional banking.

Build on Klear

Develop scalable dApps on Klear's flexible and secure L2 infrastructure. Unlock new possibilities for decentralized finance with enhanced performance and efficiency.

$KLEAR Token:

The Heart of Krayon's Ecosystem

The $KLEAR token is an integral part of Krayon’s financial ecosystem, specifically powering the Klear network—a permissioned global payments orchestration Layer 2 solution that redefines cross-border payments. Here’s an overview of its role and value propositions:

United States Dollar

ACH/Wire, account number and routing.

Euro

SWIFT/SEPA.

British Pound

CHAPS/SWIFT.

Indian Rupee

UPI, pay-ins & pay-outs.

Korean Won

Bank transfer.

Vietnamese Dong

VietQR, pay-ins & pay-outs.

Indonesian Rupiah

Bank transfer.

Philippine Peso

QR Ph, E-Wallets, Bank Transfer

Hong Kong Dollar

Bank transfer.

Chinese Yuan

Bank transfer.

Congolese Franc

Bank transfer, Orange, Moov, MTN.

XAF

Bank transfer.

‍Ghanaian Cedi

Bank transfer, GLO, Vodafone, AirtelTigo, MTN.

West African franc

Bank transfer, Orange, Moov, MTN.

Kenyan Shilling

M-Pesa.

Nigerian Naira

Bank transfer.

South African Rand

Bank transfer.

Ugandan Shilling

Bank transfer, Mobile money.

CFA

Bank transfer, Orange, MTN.

Botswanan Pula

Bank transfer, pay-ins & pay-outs.

Transparency & Trust

profile picture of hamilton keats co-founder and CEO of Krayon
Hamilton Keats
Co-founder & CEO
10+ years of financial services experience developing software for pension funds and asset managers; Started UK FinTech at 25 and grew the company to over $100m valuation.
profile picture of christopher chan co-founder and COO of Krayon
Chris Chan
Co-founder & COO
20+ years of sales and trading experience in leading global banks; Led Asian business of Forge Global, a $2bn securities marketplace; Web3 advisor to Animoca.
profile picture of idan shperling co-founder and CTO of Krayon
Idan Shperling
Co-founder & CTO
20+ years of cybersecurity experience at Israeli Prime Minister Office focusing on low-latency backend engineering; Led CYE ($120m raised) risk management and cyber detection engineering.
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Beyond Banking

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Earn

Stake your assets or hold stablecoins to earn rewards and grow your wealth.

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Transact

Send and receive stablecoins across borders, seamlessly and securely.

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Spend

Use your Krayon account to make payments or purchases with ease, both locally and globally.

Frequently asked questions

01
How to transfer from crypto wallet to fiat wallet
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You'll first need to set up an account with us. To do that simply sign-up and follow the instructions. Once you've created a wallet on Krayon, you can deposit your crypto currency and sell down to fiat. You can either keep your assets in your wallet in stable coins or transfer to your bank account.

02
How to convert crypto to fiat
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Once your wallet is set up, you'll need to transfer your crypto to your Krayon wallet. From there you can click "withdraw funds" and decide the amount you'd like to withdraw. If your assets are held in crypto they'll be sold down at the best available rate before being transferred to your bank account. Bank transfers take roughly two to five business days.

03
How to buy crypto with fiat
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You can buy hundreds of different cryptocurrencies directly from your Krayon wallet using bank transfer or debit card. It's really straight forward to do. Once you've set up an account, simply follow the instructions to fund your account and buy whichever cryptocurrencies you wish.